OFFICIAL DOCUMENT · v1.5 · 2026-04-16
AAG Token
Whitepaper
A crypto payment card built on APPM — payments and token value, together.
Before You Read
This is an informational document, not investment advice. Figures and timelines are model estimates, and access may be restricted in some jurisdictions.
Legal Docs →CHAPTERS · 15 + APPENDIX
Executive Summary
Project overview, the core value proposition, and token basics.
Industry Background
What breaks in today's crypto cards, and where the opening is.
The Ayla Solution
How the card, the app, and the token fit together — and how Ayla earns.
Dual Token Architecture
The split between the two tokens, plus the three payment paths.
APPM
Where buy demand comes from, laid out in three layers.
Tokenomics
Supply, distribution, vesting, and the limits on new issuance.
Card Tier System
What separates Standard, Platinum, and Black — and at what cost.
Staking & Rewards
Where reward funding comes from, and how lock-up multipliers work.
Technical Architecture
System map, the five contracts, and the payment flows.
Roadmap
Three phases, listing plans, and what is still just a plan.
Intellectual Property
What the three patent filings cover, and what they do not.
Governance & Treasury
Who controls the treasury, and who makes the calls.
Risk Disclosure
Market, technical, operational, and liquidity risk, in that order.
Legal & Compliance
Token classification, licensing, and jurisdictional limits.
Conclusion
What this design is aiming at — and what it does not promise.
Appendix
Glossary, references, contract addresses, and the change log.
RESOURCES
Lightpaper
Condensed summary. PDF in KR and EN.
Smart Contract
BEP-20 deployment. Published after external audit.
Security Audit
Third-party report. Due before TGE.
3 Patents
APPM, dual token, bonus optimization. In preparation.
Legal
Terms, privacy, risk disclosure, jurisdictional limits.
Some assets are not public yet. Check the status on each.
© 2026 Ayla · AAG Whitepaper v1.5
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